Bookkeeping and Accounting Clerks

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Bookkeepers

Bookkeeping and Accounting Clerks


Education

What you need:

  • Two-year associate degrees in accounting or finance are often prefered by high-profile employers. Those without these credentials may have difficulty ascending the ranks of an in-house accounting department.
  • A high school diploma or equivalent is a minimum to be competitive in the job market.
  • Most employers remain willing to take three to six months to train a newly-hired clerk.
  • Many with a high school diploma or post-secondary certificate choose to return to school after working for several years in order to obtain two-year or four-year accounting degrees that may dramatically increase their potential earnings.

What you study:

Bookkeeping clerks that decide to pursue more advanced degrees take many of the same prerequisite courses as accounting majors. These include:

  • Statistics
  • Basic and advanced accounting concepts
  • Ethics
  • Basic finance
  • Basic business law

Since bookkeeping clerks are trained to spot inconsistencies in financial statements they need a significant amount of advanced accounting coursework. They may also need a basic understanding of business law.

What courses you’ll take

Below are examples of courses that you’ll likely take as a bookkeeping student pursuing an associate degree in accounting or possibly a certificate.

Course Studies Purpose
Introduction to Accounting Overviews accounting as a process of recording classifying and analyzing business transactions. Covers basic topics such as: accounting cycles; financial statements; bank reconciliation payrolls; double-entry bookkeeping; journals; adjustment of entries; and closing entries. Provide students with foundation bookkeeping and accounting knowledge to be applied in later studies.
Financial Accounting Presents the basics of financial accounting concepts and procedures including: Generally Accepted Accounting Principles (GAAP); ethical standards for those doing bookkeeping and accounting; double-entries; accounting cycles; accruals; internal controls; cash; receivables; inventories; plant assets; liabilities; partnerships; corporations; investments; cash flows; and understanding of financial statements including balance sheets. Prepare students to support the management of their employer’s or customer’s financial status as part of their bookkeeping responsibilities.
Managerial Accounting Reviews managerial accounting concepts and practices as related to businesses such as those in manufacturing retail and services. Topics can include: job orders; process costs; activity-based costs; budgeting; ways of controlling costs; profits; pricing; measuring operational performance; and reporting. Ready students to apply bookkeeping and accounting knowledge to support the collection and analysis of financial data used by management.
Income Tax Surveys taxation and preparation of returns for individuals partnerships and corporations. For individuals topics cover: use of computing technology for storing and processing tax data; deductibility rules for expenses; types of taxable and untaxable incomes; ow to report various items; financial decision making related to tax impacts; and use of the web for research. For businesses studies cover relevant tax laws as enforced by the Internal Revenue Service and details on preparation of taxes for partnerships and corporations. Prepare students to complete income tax returns for their individual and business clients.
Payroll Accounting Covers aspects of payroll taxes collected by federal state and local governments including: payroll accounting systems and procedures; evaluation of claims; calculations of gross and net wages; calculations of taxes due and deductions; legal requirements; and preparation of payroll tax returns. Ready students for bookkeeping of business payrolls.
Accounting Computing Systems Presents the roles of computing systems for accounting record keeping and decision making. Topics can include: recording of daily business transactions; updating of accounts receivable and payable; generating invoices; paying bills; recording deposits; bank reconciliations; and creation of financial statements. Coursework typically involves use of a popular accounting software application such as ones from Intuit or PeachTree. Familiarize students with the use of typical accounting software applications as part of their bookkeeping responsibilities with a focus on the use of the most popular ones.


Video Overview

Briefly shows what bookkeepers and accounting clerks or assistants do as part of their daily activities. Created for the US Dept. of Labor.


Certifications and Licensing

Aspiring bookkeepers who pass a rigorous certification exam may receive an industry-standard Certified Bookkeeper award from the American Institute of Professional Bookkeepers. Although this is not required for entry-level positions many employers refuse to hire non-certified bookkeepers for senior-level positions within their accounting departments. However some will pay for non-certified employees’ test materials as a courtesy.

Bookkeeping clerks must amass at least two years of relevant experience before taking the AIPB’s exam. The organization requires all of its certified members to pass occasional continuing-education courses. Unlike certified accountants professional bookkeepers are not generally held to state-level licensing requirements.


Job Flexibility

Full-time versus part-time:

Most bookkeeping clerks work at professional offices or in the accounting departments of larger businesses and agencies. Thanks to the prevalence of powerful computer-based accounting software some clerks work from home on a contract or part-time basis. However most put in 30 to 45 hours of work per week.

Work location:

These professionals tend to work during regular business hours and typically aren’t required to be at the office on the weekends or in the evenings. However bookkeeping clerks in certain industries may experience periods of high volume towards the end of the fiscal year or during the holiday season. During these interludes clerks may have to work 50 hours or more per week to keep up with the demands of the job.


Recommended Websites

These resources can help aspiring bookkeeping clerks learn more about the field and advance their professional credentials.

  • iSeek Careers Database — The iSeek Careers Database provides comprehensive information about bookkeeping clerks’ annual salaries work environments and minimum educational requirements. It also features a lengthy description of the typical bookkeeper’s on-the-job responsibilities.
  • State of Virginia Jobs Database — Although this resource is administered by the Virginia Employment Commission the information that it contains can be applied on a national level. The highlight of this fact sheet is a detailed breakdown of the skills that all successful bookkeepers must have.
  • International Association of Administrative Professionals — A non-profit professional organization that supports bookkeeping clerks as well as workers in related professions the International Association of Administrative Professionals provides continuing-education and certification resources for aspiring bookkeepers. It also administers local professional-development events on a year-round basis.
  • U.S. Department of Labor — The U.S. Department of Labor’s helpful primer on bookkeeping clerks includes a detailed industry outlook that covers the coming decade. It also breaks down the licensing educational and day-to-day professional requirements for aspiring bookkeeping clerks.
  • American Institute of Professional Bookkeepers — This full-service organization provides certification continuing education and job-search resources for bookkeepers and bookkeeping clerks across the country. It also works directly with the business community to connect employers with qualified bookkeeping professionals.


Salaries by City

See typical salaries and ranges for this career below*. Shift click to sort by more than one column — for example first shift-click on state and then shift-click on salary to find best and worst salaries in each state.

7%

State City / Region Typical Salary Salary Range Job Count % of All Jobs
AK Anchorage $40920 $27K – $59K 2340 1.35%
AK Fairbanks $40500 $26K – $57K 530 1.48%
AL Anniston – Oxford $32700 $20K – $45K 400 0.90%
AL Auburn – Opelika $29650 $20K – $47K 600 1.23%
AL Birmingham – Hoover $34340 $25K – $49K 6740 1.39%
AL Decatur $31330 $21K – $45K 650 1.23%
AL Dothan $30350 $22K – $47K 680 1.22%
AL Florence – Muscle Shoals $30440 $20K – $47K 560 1.08%
AL Gadsden $32620 $21K – $48K 390 1.17%
AL Huntsville $33200 $22K – $48K 1910 0.94%
AL Mobile $31720 $22K – $47K 1850 1.10%
AL Montgomery $30850 $22K – $46K 2270 1.44%
AL Tuscaloosa $32420 $22K – $46K 1020 1.13%
AR Fayetteville – Springdale – Rogers $31550 $21K – $47K 2020 0.99%
AR Fort Smith $30530 $20K – $47K 1420 1.25%
AR Hot Springs $29460 $19K – $45K 360 1.01%
AR Jonesboro $31700 $19K – $45K 460 0.93%
AR Little Rock – North Little Rock – Conway $32840 $22K – $50K 3740 1.12%
AR Pine Bluff $31000 $20K – $54K 290 0.84%
AZ Flagstaff $32500 $20K – $45K 550 0.98%
AZ Lake Havasu City $ Kingman $31040 $19K – $46K 410 0.94%
AZ Phoenix – Mesa – Glendale $35810 $24K – $52K 18750 1.08%
AZ Prescott $33330 $19K – $45K 660 1.25%
AZ Tucson $32590 $21K – $46K 3090 0.89%
AZ Yuma $32020 $21K – $46K 470 0.85%
CA Bakersfield – Delano $37760 $25K – $56K 2650 0.97%
CA Chico $34260 $23K – $49K 950 1.41%
CA El Centro $33010 $22K – $49K 510 0.99%
CA Fresno $35090 $22K – $50K 3700 1.17%
CA Hanford – Corcoran $34790 $23K – $49K 460 1.23%
CA Los Angeles – Long Beach – Glendale (Metro Area) $39200 $24K – $60K 49960 1.29%
CA Madera – Chowchilla $35130 $19K – $55K 440 1.14%
CA Merced $36290 $23K – $56K 610 1.02%
CA Modesto $36370 $24K – $49K 2080 1.36%
CA Napa $47070 $32K – $61K 850 1.35%
CA Oakland – Fremont – Hayward (Metro Area) $44240 $28K – $65K 10420 1.07%
CA Oxnard – Thousand Oaks – Ventura $40740 $26K – $61K 3460 1.20%
CA Redding $35140 $23K – $48K 720 1.25%
CA Riverside – San Bernardino – Ontario $36210 $24K – $56K 11690 1.01%
CA Sacramento – Arden – Arcade – Roseville $39390 $28K – $58K 9520 1.16%
CA Salinas $40300 $27K – $58K 1700 1.09%
CA San Diego – Carlsbad – San Marcos $39270 $26K – $58K 14190 1.13%
CA San Francisco – San Mateo – Redwood City (Metro Area) $47840 $32K – $71K 12170 1.22%
CA San Jose – Sunnyvale – Santa Clara $45460 $29K – $68K 8890 0.99%
CA San Luis Obispo – Paso Robles $36730 $24K – $58K 1480 1.48%
CA Santa Ana – Anaheim – Irvine (Metro Area) $40400 $26K – $61K 17360 1.23%
CA Santa Barbara – Santa Maria – Goleta $43280 $24K – $63K 2240 1.34%
CA Santa Cruz – Watsonville $43100 $25K – $61K 1200 1.44%
CA Santa Rosa – Petaluma $42080 $27K – $59K 2420 1.40%
CA Stockton $35550 $24K – $53K 2290 1.18%
CA Vallejo – Fairfield $39600 $25K – $58K 1450 1.20%
CA Visalia – Porterville $33800 $24K – $48K 1380 1.05%
CA Yuba City $32630 $19K – $48K 570 1.56%
CO Boulder $37330 $20K – $58K 2010 1.26%
CO Colorado Springs $32830 $23K – $47K 2980 1.23%
CO Denver – Aurora – Broomfield $36190 $20K – $56K 17460 1.42%
CO Fort Collins – Loveland $32320 $18K – $48K 1920 1.45%
CO Grand Junction $34050 $22K – $48K 690 1.20%
CO Greeley $33200 $19K – $54K 930 1.16%
CO Pueblo $30850 $18K – $44K 650 1.19%
CT Bridgeport – Stamford – Norwalk $43250 $25K – $63K 5410 1.31%
CT Danbury $41100 $27K – $58K 1180 1.78%
CT Hartford – West Hartford – East Hartford $42550 $30K – $59K 6290 1.14%
CT New Haven $40000 $25K – $59K 3640 1.34%
CT Norwich – New London $38300 $25K – $54K 1610 1.25%
CT Waterbury $37700 $24K – $53K 680 1.07%
DC Washington – Arlington – Alexandria (Metro Area) $43950 $26K – $66K 22370 0.95%
DE Dover $32770 $22K – $47K 650 1.11%
DE Wilmington (Metro Area) $38380 $26K – $56K 4630 1.44%
FL Cape Coral – Fort Myers $33490 $22K – $47K 2790 1.37%
FL Crestview – Fort Walton Beach – Destin $30840 $19K – $45K 770 1.05%
FL Deltona – Daytona Beach – Ormond Beach $30150 $19K – $47K 1660 1.09%
FL Fort Lauderdale – Pompano Beach – Deerfield Beach (Metro Area) $34170 $20K – $48K 10340 1.44%
FL Gainesville $33600 $23K – $45K 1230 1.04%
FL Jacksonville $33170 $22K – $48K 6820 1.18%
FL Lakeland – Winter Haven $30510 $20K – $44K 2260 1.19%
FL Miami – Miami Beach – Kendall (Metro Area) $33210 $21K – $47K 12840 1.29%
FL Naples – Marco Island $33250 $20K – $55K 1280 1.11%
FL North Port – Bradenton – Sarasota $33740 $22K – $50K 3010 1.26%
FL Ocala $29830 $21K – $45K 1220 1.37%
FL Orlando – Kissimmee – Sanford $31670 $21K – $46K 11760 1.16%
FL Palm Bay – Melbourne – Titusville $31620 $22K – $46K 2310 1.21%
FL Palm Coast $31870 $21K – $43K 170 0.94%
FL Panama City – Lynn Haven – Panama City Beach $29820 $19K – $48K 700 1.00%
FL Pensacola – Ferry Pass – Brent $30280 $19K – $45K 1740 1.16%
FL Port St. Lucie $34070 $19K – $55K 1430 1.18%
FL Punta Gorda $28270 $18K – $46K 490 1.24%
FL
FL Tallahassee $31850 $21K – $46K 1860 1.19%
FL Tampa – St. Petersburg – Clearwater $31620 $20K – $46K 15340 1.36%
FL West Palm Beach – Boca Raton – Boynton Beach (Metro Area) $34920 $21K – $50K 6260 1.23%
GA Albany $30380 $18K – $48K 680 1.15%
GA Athens – Clarke County $29020 $18K – $48K 800 1.04%
GA Atlanta – Sandy Springs – Marietta $35810 $24K – $54K 28300 1.25%
GA Augusta – Richmond County $31220 $20K – $47K 2020 1.00%
GA Brunswick $33250 $21K – $49K 410 1.09%
GA Columbus $29570 $21K – $44K 1370 1.25%
GA Dalton $33040 $19K – $48K 670 1.07%
GA Gainesville $34430 $21K – $50K 1010 1.41%
GA Hinesville – Fort Stewart $29580 $20K – $43K 150 0.91%
GA Macon $31190 $20K – $47K 990 1.05%
GA Rome $32320 $22K – $47K 450 1.24%
GA Savannah $33660 $20K – $50K 1510 1.02%
GA Valdosta $32180 $20K – $51K 540 1.08%
GA Warner Robins $30270 $20K – $46K 340 0.61%
HI Honolulu $35920 $25K – $52K 5180 1.20%
IA Ames $36120 $22K – $52K 380 0.95%
IA Cedar Rapids $32360 $21K – $48K 1570 1.13%
IA Davenport – Moline – Rock Island $30570 $19K – $50K 1910 1.08%
IA Des Moines – West Des Moines $35180 $23K – $48K 4310 1.33%
IA Dubuque $27730 $17K – $45K 700 1.24%
IA Iowa City $30670 $17K – $47K 810 0.96%
IA Sioux City $29350 $20K – $43K 1120 1.61%
IA Waterloo – Cedar Falls $32270 $20K – $45K 1180 1.33%
ID Boise City – Nampa $32990 $23K – $48K 3310 1.27%
ID Coeur d’Alene ID $31570 $19K – $45K 800 1.55%
ID Idaho Falls $28330 $19K – $45K 660 1.36%
ID Lewiston $33570 $20K – $45K 370 1.56%
ID Pocatello $28290 $18K – $43K 350 1.07%
IL Bloomington – Normal $34670 $21K – $48K 660 0.76%
IL Champaign – Urbana $34670 $22K – $51K 1070 1.13%
IL Chicago – Joliet – Naperville (Metro Area) $38330 $24K – $57K 32650 0.90%
IL Danville $29130 $19K – $48K 290 1.10%
IL Decatur $31210 $19K – $46K 420 0.84%
IL Kankakee – Bradley $29720 $20K – $45K 430 1.09%
IL Lake County – Kenosha County (Metro Area) $37650 $20K – $57K 4050 1.09%
IL Peoria $33090 $21K – $48K 1620 0.90%
IL Rockford $33500 $23K – $47K 1090 0.78%
IL Springfield $36370 $23K – $52K 1210 1.13%
IN Anderson $32160 $21K – $45K 460 1.20%
IN Bloomington $33540 $22K – $47K 990 1.33%
IN Columbus $29490 $20K – $42K 500 1.10%
IN Elkhart – Goshen $31760 $22K – $44K 1210 1.12%
IN Evansville $30580 $20K – $46K 2260 1.32%
IN Fort Wayne $31980 $20K – $46K 2590 1.30%
IN Gary (Metro Area) $32990 $20K – $48K 3110 1.17%
IN Indianapolis – Carmel $35990 $23K – $51K 11730 1.32%
IN Kokomo $31470 $22K – $40K 440 1.12%
IN Lafayette $32270 $20K – $44K 970 1.12%
IN Michigan City – La Porte $30870 $19K – $46K 630 1.54%
IN Muncie $31540 $19K – $44K 480 1.09%
IN South Bend – Mishawaka $32090 $21K – $46K 1640 1.31%
IN Terre Haute $28820 $20K – $44K 850 1.28%
KS Lawrence $33130 $19K – $48K 490 1.08%
KS Manhattan $30420 $18K – $44K 510 1.00%
KS Topeka $31390 $21K – $46K 1210 1.14%
KS Wichita $32060 $22K – $47K 3660 1.30%
KY Bowling Green $31390 $19K – $47K 660 1.14%
KY Elizabethtown $30910 $21K – $47K 500 1.09%
KY Lexington – Fayette $33770 $21K – $51K 2920 1.19%
KY Louisville – Jefferson County $33840 $22K – $48K 7600 1.27%
KY Owensboro $29490 $21K – $46K 680 1.37%
LA Alexandria $33540 $23K – $46K 850 1.37%
LA Baton Rouge $35300 $25K – $48K 4980 1.38%
LA Houma – Bayou Cane – Thibodaux $33560 $23K – $46K 1010 1.09%
LA Lafayette $33300 $22K – $48K 2530 1.67%
LA Lake Charles $31010 $20K – $47K 1230 1.41%
LA Monroe $30040 $22K – $39K 1040 1.41%
LA New Orleans – Metairie – Kenner $34030 $21K – $50K 6690 1.30%
LA Shreveport – Bossier City $34220 $25K – $46K 2580 1.47%
MA Barnstable Town $39010 $25K – $57K 1190 1.25%
MA Boston – Cambridge – Quincy (Metro Area) $42780 $28K – $60K 20120 1.18%
MA Brockton – Bridgewater – Easton (Metro Area) $40270 $25K – $58K 970 1.11%
MA Framingham (Metro Area) $41090 $27K – $59K 1760 1.12%
MA Haverhill – North Andover – Amesbury (Metro Area) $37220 $25K – $56K 1100 1.41%
MA Lawrence – Methuen – Salem (Metro Area) $43340 $28K – $56K 870 1.47%
MA Leominster – Fitchburg – Gardner $37450 $24K – $54K 590 1.26%
MA Lowell – Billerica – Chelmsford (Metro Area) $42630 $28K – $59K 1330 1.14%
MA New Bedford $32420 $21K – $47K 890 1.39%
MA Peabody (Metro Area) $39000 $27K – $56K 1020 1.00%
MA Pittsfield $35710 $20K – $50K 460 1.37%
MA Springfield $36840 $21K – $57K 3670 1.28%
MA Taunton – Norton – Raynham (Metro Area) $37110 $27K – $52K 530 1.22%
MA Worcester $37830 $24K – $56K 3410 1.41%
MD Baltimore – Towson $40280 $24K – $59K 13400 1.06%
MD Bethesda – Rockville – Frederick (Metro Area) $43560 $26K – $63K 5360 0.96%
MD Cumberland $30510 $19K – $49K 330 0.91%
MD Hagerstown – Martinsburg $36050 $22K – $53K 970 0.98%
MD Salisbury $32000 $21K – $48K 690 1.36%
ME Bangor $31910 $21K – $48K 710 1.11%
ME Lewiston – Auburn $30060 $21K – $44K 890 1.88%
ME Portland – South Portland – Biddeford $35600 $25K – $48K 2170 1.11%
MI Ann Arbor $35890 $22K – $53K 1760 0.91%
MI Battle Creek $34060 $23K – $46K 500 0.95%
MI Bay City $32510 $22K – $45K 440 1.32%
MI Detroit – Livonia – Dearborn (Metro Area) $36620 $25K – $54K 6430 0.93%
MI Flint $35660 $23K – $51K 1580 1.23%
MI Grand Rapids – Wyoming $35350 $21K – $47K 4550 1.18%
MI Holland – Grand Haven $33490 $21K – $47K 930 0.90%
MI Jackson $36830 $25K – $47K 900 1.74%
MI Kalamazoo – Portage $33510 $20K – $48K 1490 1.15%
MI Lansing – East Lansing $38760 $22K – $53K 2180 1.12%
MI Monroe $33920 $18K – $47K 370 0.99%
MI Muskegon – Norton Shores $32650 $19K – $48K 440 0.78%
MI Niles – Benton Harbor $32450 $21K – $47K 700 1.22%
MI Saginaw – Saginaw Township North $33650 $20K – $47K 950 1.15%
MI Warren – Troy – Farmington Hills (Metro Area) $35970 $22K – $56K 12480 1.16%
MN Duluth $31790 $19K – $47K 1740 1.42%
MN Mankato – North Mankato $34330 $21K – $47K 770 1.60%
MN Minneapolis – St. Paul – Bloomington $38430 $26K – $54K 21220 1.21%
MN Rochester $39070 $25K – $55K 1160 1.15%
MN St. Cloud $33740 $21K – $48K 1310 1.36%
MO Cape Girardeau – Jackson $29170 $20K – $42K 450 1.05%
MO Columbia $32240 $20K – $47K 830 0.96%
MO Jefferson City $27720 $21K – $39K 1590 2.27%
MO Joplin $26200 $17K – $42K 610 0.81%
MO Kansas City $35800 $25K – $53K 11800 1.22%
MO Springfield $27390 $18K – $45K 1990 1.07%
MO St. Joseph $27270 $19K – $43K 590 1.16%
MO St. Louis $35020 $20K – $55K 14130 1.11%
MS Gulfport – Biloxi $31640 $21K – $47K 1440 1.40%
MS Hattiesburg $30150 $20K – $43K 890 1.56%
MS Jackson $33460 $20K – $48K 3900 1.56%
MS Pascagoula $31360 $22K – $46K 660 1.26%
MT Billings $30570 $19K – $48K 1980 2.43%
MT Great Falls $28420 $18K – $46K 770 2.22%
MT Missoula $30760 $19K – $49K 1260 2.26%
NC Asheville $32900 $22K – $46K 2150 1.27%
NC Burlington $31330 $22K – $46K 620 1.10%
NC Charlotte – Gastonia – Rock Hill $35460 $24K – $52K 10280 1.20%
NC Durham – Chapel Hill $38230 $26K – $54K 2810 1.03%
NC Fayetteville $32640 $21K – $46K 1140 0.89%
NC Goldsboro $29670 $20K – $44K 440 1.14%
NC Greensboro – High Point $33900 $22K – $49K 3740 1.09%
NC Greenville $34010 $25K – $48K 740 1.01%
NC Hickory – Lenoir – Morganton $32580 $23K – $46K 1360 0.95%
NC Jacksonville $29400 $19K – $44K 500 1.14%
NC Raleigh – Cary $35860 $25K – $48K 6420 1.25%
NC Rocky Mount $33370 $22K – $47K 620 1.09%
NC Wilmington $32860 $21K – $47K 1720 1.29%
NC Winston – Salem $35110 $25K – $47K 2510 1.24%
ND Bismarck $32570 $24K – $46K 1380 2.14%
ND Fargo $34370 $23K – $47K 2440 1.94%
ND Grand Forks $32390 $22K – $47K 940 1.89%
NE Lincoln $31220 $21K – $45K 2440 1.50%
NE Omaha – Council Bluffs $33200 $21K – $47K 6330 1.41%
NH Manchester $40320 $24K – $59K 1270 1.26%
NH Nashua (Metro Area) $38480 $26K – $58K 1570 1.21%
NH Portsmouth $36550 $26K – $54K 750 1.35%
NH Rochester – Dover $38200 $25K – $60K 720 1.37%
NJ Atlantic City – Hammonton $36550 $20K – $55K 1220 0.90%
NJ Camden (Metro Area) $36600 $26K – $54K 6860 1.39%
NJ Edison – New Brunswick (Metro Area) $40480 $24K – $59K 11030 1.13%
NJ Newark – Union (Metro Area) $41230 $28K – $59K 11480 1.21%
NJ Ocean City $35300 $23K – $52K 410 1.10%
NJ Trenton – Ewing $42850 $29K – $60K 2620 1.22%
NJ Vineland – Millville – Bridgeton $36580 $25K – $56K 640 1.09%
NM Albuquerque $34910 $23K – $50K 5590 1.53%
NM Farmington $34190 $20K – $46K 830 1.67%
NM Las Cruces $28920 $20K – $42K 920 1.38%
NM Santa Fe $36460 $24K – $58K 990 1.70%
NV Carson City $34750 $25K – $49K 420 1.61%
NV Las Vegas – Paradise $34680 $22K – $54K 8740 1.07%
NV Reno – Sparks $36750 $22K – $55K 2340 1.24%
NY Albany – Schenectady – Troy $37550 $25K – $53K 6050 1.42%
NY Binghamton $32380 $23K – $46K 1590 1.52%
NY Buffalo – Niagara Falls $35490 $24K – $48K 7680 1.44%
NY Elmira $32700 $20K – $53K 460 1.21%
NY Glens Falls $31870 $21K – $46K 910 1.72%
NY Ithaca $33610 $21K – $46K 720 1.46%
NY Kingston $35080 $22K – $54K 1050 1.83%
NY Nassau – Suffolk (Metro Area) $42210 $25K – $62K 20030 1.64%
NY New York – White Plains – Wayne (Metro Area) $42210 $25K – $63K 62800 1.22%
NY Poughkeepsie – Newburgh – Middletown $36900 $25K – $55K 3390 1.40%
NY Rochester $34370 $24K – $48K 6100 1.24%
NY Syracuse $34840 $22K – $48K 3980 1.33%
NY Utica – Rome $34450 $22K – $45K 2620 2.13%
OH Akron $32120 $19K – $48K 3660 1.16%
OH Canton – Massillon $30040 $18K – $46K 1620 1.00%
OH Cincinnati – Middletown $35410 $22K – $52K 11820 1.20%
OH Cleveland – Elyria – Mentor $35230 $22K – $51K 11790 1.19%
OH Columbus $39190 $26K – $61K 12330 1.35%
OH Dayton $34580 $19K – $50K 3710 1.01%
OH Lima $32450 $22K – $46K 420 0.88%
OH Mansfield $30880 $18K – $44K 530 1.05%
OH Sandusky $33200 $18K – $46K 340 0.94%
OH Springfield $33850 $19K – $47K 480 1.01%
OH Steubenville – Weirton $26970 $18K – $42K 420 0.97%
OH Toledo $33240 $20K – $49K 3200 1.10%
OH Youngstown – Warren – Boardman $29630 $19K – $46K 2660 1.22%
OK Lawton $24270 $17K – $38K 530 1.29%
OK Oklahoma City $29910 $19K – $45K 10890 1.87%
OK Tulsa $31220 $20K – $47K 7870 1.90%
OR Bend $32600 $19K – $48K 1060 1.76%
OR Corvallis $32870 $23K – $51K 420 1.27%
OR Eugene – Springfield $34620 $22K – $51K 2290 1.68%
OR Medford $30520 $21K – $47K 1410 1.91%
OR Portland – Vancouver – Hillsboro $37080 $26K – $55K 14690 1.46%
OR Salem $38010 $26K – $50K 2020 1.42%
PA Allentown – Bethlehem – Easton $35550 $20K – $54K 3900 1.16%
PA Altoona $30840 $17K – $44K 580 1.00%
PA Erie $30870 $19K – $46K 1470 1.15%
PA Harrisburg – Carlisle $35960 $25K – $50K 3170 1.03%
PA Johnstown $29870 $18K – $48K 640 1.15%
PA Lancaster $33820 $21K – $49K 2760 1.25%
PA Lebanon $31320 $20K – $44K 790 1.59%
PA Philadelphia (Metro Area) $39920 $25K – $59K 22090 1.21%
PA Pittsburgh $33910 $21K – $50K 14250 1.26%
PA Reading $34010 $22K – $48K 2070 1.27%
PA Scranton – Wilkes – Barre $31540 $21K – $47K 2900 1.16%
PA State College $34270 $19K – $49K 710 1.07%
PA Williamsport $34050 $22K – $47K 440 0.83%
PA York – Hanover $33810 $22K – $47K 1970 1.13%
PR Aguadilla – Isabela – San Sebastian $18530 $16K – $23K 270 0.64%
PR Fajardo $18300 $16K – $32K 70 0.49%
PR Guayama $18560 $16K – $25K 80 0.63%
PR Mayaguez $18200 $16K – $24K 310 1.04%
PR Ponce $18840 $16K – $29K 300 0.56%
PR San German – Cabo Rojo $18000 $16K – $22K 90 0.47%
PR San Juan – Caguas – Guaynabo $19710 $16K – $34K 6890 0.93%
PR Yauco $17980 $16K – $23K 50 0.49%
RI Providence – Fall River – Warwick $37660 $23K – $56K 7840 1.46%
SC Anderson $30840 $19K – $48K 660 1.15%
SC Charleston – North Charleston – Summerville $34590 $19K – $49K 3280 1.12%
SC Columbia $34020 $23K – $47K 3890 1.15%
SC Florence $30210 $21K – $46K 730 0.92%
SC Greenville – Mauldin – Easley $32180 $19K – $49K 3890 1.30%
SC Myrtle Beach – North Myrtle Beach – Conway $30070 $21K – $48K 1480 1.33%
SC Spartanburg $32170 $22K – $47K 1600 1.39%
SC Sumter $30370 $20K – $47K 410 1.19%
SD Rapid City $29880 $21K – $40K 1630 2.73%
SD Sioux Falls $29380 $23K – $38K 2790 2.03%
TN Chattanooga $31040 $19K – $46K 2290 1.01%
TN Clarksville $30690 $21K – $45K 910 1.11%
TN Cleveland $29390 $21K – $44K 330 0.89%
TN Jackson $29310 $21K – $41K 590 1.00%
TN Johnson City $30350 $19K – $47K 730 0.94%
TN Kingsport – Bristol – Bristol $28270 $18K – $43K 1240 1.06%
TN Knoxville $30940 $20K – $49K 3890 1.19%
TN Memphis $34350 $21K – $52K 5930 1.00%
TN Morristown $28870 $20K – $43K 460 1.02%
TN Nashville – Davidson – Murfreesboro – Franklin $33600 $20K – $51K 9390 1.26%
TX Abilene $30590 $18K – $46K 750 1.21%
TX Amarillo $29960 $18K – $46K 1530 1.39%
TX Austin – Round Rock – San Marcos $36390 $22K – $56K 9720 1.20%
TX Beaumont – Port Arthur $30500 $18K – $50K 1740 1.10%
TX Brownsville – Harlingen $25910 $17K – $47K 1110 0.88%
TX College Station – Bryan $27250 $17K – $44K 890 0.95%
TX Corpus Christi $32030 $20K – $47K 1980 1.09%
TX Dallas – Plano – Irving (Metro Area) $36510 $23K – $54K 25960 1.24%
TX El Paso $29140 $18K – $42K 2940 1.07%
TX Fort Worth – Arlington (Metro Area) $35080 $22K – $49K 10240 1.16%
TX Houston – Sugar Land – Baytown $36150 $23K – $57K 29190 1.11%
TX Killeen – Temple – Fort Hood $30270 $18K – $46K 1200 0.94%
TX Laredo $26390 $18K – $41K 1220 1.35%
TX Longview $30880 $22K – $46K 1050 1.07%
TX Lubbock $28020 $17K – $47K 1520 1.20%
TX McAllen – Edinburg – Mission $26240 $18K – $42K 2490 1.09%
TX Midland $34480 $19K – $56K 1060 1.37%
TX Odessa $30120 $20K – $54K 1100 1.62%
TX San Angelo $28970 $18K – $45K 520 1.16%
TX San Antonio – New Braunfels $34340 $21K – $52K 9680 1.12%
TX Sherman – Denison $29950 $18K – $46K 470 1.14%
TX Texarkana – Texarkana $28240 $18K – $45K 550 1.02%
TX Tyler $32270 $20K – $49K 1030 1.11%
TX Victoria $29830 $18K – $47K 550 1.10%
TX Waco $31310 $20K – $53K 1170 1.16%
TX Wichita Falls $32800 $19K – $46K 760 1.37%
UT Logan $28520 $20K – $44K 520 1.07%
UT Ogden – Clearfield $33760 $21K – $47K 2070 1.05%
UT Provo – Orem $31200 $22K – $45K 1980 1.11%
UT Salt Lake City $33200 $24K – $46K 7320 1.18%
UT St. George $30840 $22K – $46K 530 1.12%
VA Blacksburg – Christiansburg – Radford $32340 $22K – $45K 930 1.46%
VA Charlottesville $37480 $25K – $54K 1320 1.37%
VA Danville $28820 $19K – $41K 460 1.23%
VA Harrisonburg $31730 $20K – $46K 820 1.43%
VA Lynchburg $31130 $19K – $46K 1300 1.34%
VA Richmond $35390 $24K – $52K 8690 1.45%
VA Roanoke $30440 $19K – $47K 2240 1.51%
VA Virginia Beach – Norfolk – Newport News $33870 $22K – $49K 8890 1.24%
VA Winchester $34080 $22K – $46K 590 1.12%
VT Burlington – South Burlington $35880 $22K – $50K 1770 1.54%
WA Bellingham $36400 $26K – $50K 1380 1.84%
WA Bremerton – Silverdale $38320 $24K – $55K 1010 1.29%
WA Kennewick – Pasco – Richland $36220 $25K – $51K 1340 1.38%
WA Longview $35240 $21K – $52K 570 1.71%
WA Mount Vernon – Anacortes $36380 $23K – $52K 790 1.88%
WA Olympia $40880 $28K – $53K 1860 1.98%
WA Seattle – Bellevue – Everett (Metro Area) $40750 $27K – $60K 17590 1.25%
WA Spokane $34360 $22K – $48K 3270 1.66%
WA Tacoma (Metro Area) $38480 $25K – $56K 3540 1.38%
WA Wenatchee – East Wenatchee $34690 $25K – $47K 700 1.82%
WA Yakima $36310 $25K – $49K 1150 1.45%
WI Appleton $33430 $20K – $49K 1320 1.15%
WI Eau Claire $32630 $22K – $47K 930 1.18%
WI Fond du Lac $32440 $19K – $48K 490 1.13%
WI Green Bay $33820 $22K – $47K 1890 1.13%
WI Janesville $30700 $19K – $44K 820 1.35%
WI La Crosse $33860 $21K – $48K 900 1.26%
WI Madison $36390 $26K – $50K 4320 1.29%
WI Milwaukee – Waukesha – West Allis $35840 $22K – $51K 8690 1.08%
WI Oshkosh – Neenah $33060 $20K – $46K 940 1.05%
WI Racine $33920 $20K – $53K 790 1.08%
WI Sheboygan $30200 $21K – $45K 660 1.18%
WI Wausau $33970 $20K – $51K 690 1.07%
WV Charleston $29740 $21K – $43K 1830 1.26%
WV Huntington – Ashland $27390 $18K – $43K 1150 1.06%
WV Morgantown $30180 $20K – $46K 520 0.84%
WV Parkersburg – Marietta – Vienna $29510 $18K – $48K 760 1.12%
WV Wheeling $27940 $20K – $44K 860 1.34%
WY Casper $35440 $23K – $56K 720 1.76%
WY Cheyenne $33550 $22K – $46K 570 1.34%

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