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Resume Templates: Loan Officer Resume


A loan officer needs to be efficient, detail oriented, and financially savvy. Loan officers have to deal with customers one on one and as such represent the company to customers. Let your resume represent you the same way by highlights your strengths as a loan officer. Employers need to feel that they can trust you with their money, business, and customers.  

A loan officer is entrusted with millions of dollars every month. Employers are looking for someone trustworthy, efficient and accurate. Loan officers also need specialized skills in the accurate management and processing of loans. They need knowledge of the development and implementation of loan plans, conducting credit analysis, and processing loan requests. Highlight these skills and specializations on your loan officer resume so that the information is easily seen by employers.

Get you started on your own loan officer resume and use our template to guide you as your create your resume.

Resume Templates: Loan Officer Resume

Loan Officer Resume Questions

1. How do you write a loan officer resume?

Writing a good loan officer resume starts with the basics: a good summary of qualifications; a strong, searchable keyword skills section; your work history; and your education. Write your resume using action-oriented language, which begins each sentence with an engaging, powerful action verb that replaces passive phrasing. Use a simple bullet-based format, and keep everything short and concise.

You can refer to our loan officer resume sample for a few ideas to get you started, or give our resume builder a try. The resume builder is so easy there’s no writing needed, with a simple walkthrough of how to bring your work history together into a strong job search document.

2. Should you include references on a loan officer resume?

References can be tricky. It’s not common to include them on your resume, but that doesn’t mean you shouldn’t. Loan officers in particular can benefit from former coworkers and managers who can vouch for integrity when dealing with highly sensitive data. Specifically, if a job advertisement requests them, it’s perfectly acceptable to include references after the education section of your resume.

If an employer doesn’t mention references, you may have to make the decision for yourself. When in doubt, consider how much space you have. If adding references would push your resume to two pages, you can instead use the phrase “References available on request.”

3. How do you write the qualifications section of a loan officer resume?

Your summary of qualifications is your place to spotlight your top skills and discuss what makes you the best candidate for the job. This summary replaces the objective statement, which has become dated and only useful for specific purposes. Instead of talking about what you want, talk about what you can do for an employer.

Keep your qualifications section to no more than three sentences or bullet points, as demonstrated in our loan officer resume sample. Focus on high-level statements that demonstrate your value, and don’t be afraid to use bold, confident language.

4. How do your list certifications on your loan officer resume?

As a loan officer, you’ve likely gained critical certifications such as MLO licensing or necessary state-specific licenses. These licenses are often required to qualify for the job, so they’re essential to include in your resume. You should list your certifications in your education section, after your degrees and in reverse chronological order. If you received a license number, make sure to include that as well as the name of awarding institutions.

Because certifications for loan officers tend to expire, you should also include your certification date. If you have expired certifications, save space by deleting them from your resume. Only up-to-date certifications matter to prospective employers.

5. How do you optimize your loan officer resume for an ATS?

If you’ve never heard of an ATS, it stands for an applicant tracking system. These systems manage incoming candidate applications for specific jobs and often are the first gatekeeper your resume must pass before a human considers it. In order to pass an ATS, that means improving your chances of matching against employer-specified keywords. Scan the advertisement for the job you’re applying for, and integrate keywords from the job description into a bulleted skills section similar to our loan officer resume sample.

Cheers to you for studying the Loan Officer resume sample! See our Loan Officer cover letter sample to finish your application.

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Resume Text

April Miller 100 Broadway Lane

New Parkland, CA, 91010

Cell: (555) 987-1234



Committed Loan Officer capable of the efficient and accurate management and processing of loans. Skilled in the development and implementation of loan plans, client loan assessment, and conducting credit analyses. Specialize in the expedient analysis and processing of loan requests.


    — Financial assessment
    — Credit analysis
    — Procedural compliance
    — Quality control
    — Mortgage and residential
    — Hard working
    — Detail oriented


Work Experience

May 2010 to February 2015 Barthouse Financial — New Cityland, CA Loan Officer
  • Communicated with customers to ensure the proper exploration of options and the viable rates available based on financial status
  • Evaluated the loan and credit needs of individual customers and assessed loan requests
  • Assisted management with the development and implementation of loan and sales goals March 2005 to April 2010 Barthouse Financial — New Cityland, CA Loan Officer
  • Obtained and assessed loan conditions from real estate and borrowing financial entities
  • Coordinated with loan team to ensure the accurate assessment of loan conditions and rates
  • Processed and organized loan files and documentation April 2000 to February 2005 Johnson Financial — New Cityland, CA Loan Officer
  • Assessed clients for the accessibility and validity of receiving certain loans, checked credit scores, and completed background checks
  • Developed and implemented new loan plans and assisted management in assessing loan rates
  • Monitored the budgetary and financial processes to ensure compliance with federal regulatory law



    1999 Michigan State University, Lansing, MI Bachelor of Science in Accounting

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