Mortgage Underwriter Resume: Examples and Tips

Experienced mortgage underwriters should go with a chronological resume format, which features key skills and a robust work history section displaying your consistent career growth. If you have five years of experience or less, opt for the combination resume format, which features a more equal blend of work experiences and skills. If you’re new to this industry or are a first-time job seeker, consider a functional resume format, which puts the spotlight on the skills and training you have that fit the job.

Employers frequently use applicant tracking systems (ATS) to scan incoming resumes for important keywords. To pass ATS (as well as the critical eye of employers), lock in on phrases and words in the job description that detail work requirements (e.g., “provides written letters of commitment” or “corrects potential problems in loan processing files”). Then update your skills, work experiences and summary statement to reflect these phrases, making sure they accurately reflect your own abilities. For example, you could write “Detail-oriented underwriter well-versed in spotting and correcting potential problems in loan processing files” in your summary, or “writing and documenting mortgage letters of commitment” in your skills section.

To move up from your current position, add experiences such as the following to your resume:

• Work closely with upper-level management to gain more industry knowledge, and take on additional job responsibilities that show off your capacity for career growth
• Demonstrate consistent success at hitting revenue targets and exceeding them, and effectively maintaining client portfolios
• Gain more training and certifications in areas such as project management, real estate evaluation, and investment management and risk assessment

Here are a few things to watch out for when putting together your resume:

• Don’t get too friendly or boastful in your overall tone — just focus on displaying your best abilities in a straightforward, objective manner.
• Don’t use pronouns like “I,” “me” or “my.” Follow the examples on this page.
• Don’t over-stuff keywords in your resume. Look for ways to present work achievements and skills that fit what the open position requires, rather than just copying and pasting keywords.