Mortgage Underwriter Resume: Examples and Tips

A mortgage underwriter is responsible for examining loan documentation for correctness and consistency. Duties for this job include collecting information, directly interacting with clients to evaluate financial positions, and providing appropriate solutions.

Below are helpful tips and resume samples to help you create the right underwriter resume for the right underwriting job:

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Mortgage Underwriter Combination Resume Example

Featured Resume Example: Mortgage Underwriter

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Mortgage Underwriter Combination Resume Example

Name: DYLAN LIU

Address: City, State, Zip Code
Phone: 000-000-0000
E-Mail: email@email.com

PROFESSIONAL SUMMARY

Analytical mortgage underwriter with expertise in loan management. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.

WORK HISTORY

Lester Building Systems LLC
Company Name, City, State, MI 05/2018- Current
  • Leveraged customers’ history, industry and demographic information to calculate renewal rates.
  • Achieved production goals by developing strong underwriting teams.
  • Identified portfolio risks resulting from client’s underlying business practices, underwriting investigations or fraud exposure leading to a 15% in customer retention.
Loans Inc.- Underwriter
Company Name, City, State 03/2016- 01/2018
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Compiled coverage and rating information in an accessible format.
  • Presented and clearly explained policy options based on clients needs and goals.
First International- Assistant Loan Processor
Company Name, City, State + 07/2012- 02/2014
  • Coordinated materials for underwriting needs, including physical files, tracking spreadsheets and update reports.
  • Reviewed, classified, coded and rated applications to support senior underwriters during busy periods.
  • Performed data entry functions to track information such as payments, account updates and customer interactions.

SKILLS

  • Policy renewal
  • Negotiation and pricing
  • Ethical decision-making
  • Relationship building
  • Organizational skills
  • Strong mathematical aptitude
  • Excellent computer skills

EDUCATION

Bachelor of Science: Finance, City, State
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Top 4 Characteristics of a Best-in-Class Mortgage Underwriter Resume

  1. Summary In a few crisp sentences, showcase your achievements in previous jobs along with your best soft and technical skills. Make sure the details you provide answer the prime question: What makes you the right person for this job? For example: “Proficient mortgage underwriter experienced in processing mortgage loans involving multiple investment properties. Has accurately completed 150+ non-conforming purchases.”
  2. Skills List skills that are specifically related to what the job position requires. If the position calls for credit analysis or relationship building, make sure to mention these skills if you have them. Also include important soft skills such as strong interpersonal abilities, quick decision-making, and the ability to collaborate with colleagues.
  3. Work Experience Describe your work accomplishments in quantifiable terms. For example:  “performed 15+ collateral reviews every week,” or “rewarded as the most productive mortgage underwriter with underwriting authority up to $1,235,000.” Using numbers and stats will help give recruiters proper context about your achievements.
  4. Education List your highest education qualifications, such as a bachelor’s degree in business, economics, accounting, finance or related field. Also note any additional training you’ve had in the field, such as a Certified Mortgage Underwriter qualification from the National Association of Mortgage Underwriters (NAMU).

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Find the Right Template for your Resume

Make sure your resume stands out from the crowd by using one of these professional resume templates.

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Mortgage Underwriter Combination Resume Template

Standout

The resume layout “connects the dots” of your career highlights with its unique layout, adding a monogram header for an eye-catching look.

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Mortgage Underwriter Chronological Resume Example

Insightful

This straightforward template uses a dash of color, while staying within the boundaries of a professional resume. Headings are arranged in the left margin to keep your document clutter-free.

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Mortgage Underwriter Functional Resume SamplePOPULAR

Strong

The dual-column layout uses bold mini-headers to neatly organize every section, while the prominent resume fonts for each heading lend consistency.

Take a close look at our resume templates page for even more templates you can use.

Do’s and Don’ts for Your Resume

  • DO mention related achievements and certifications. To get an edge on candidates with similar experience and skills, mention any relevant certifications and/or training you have. For mortgage underwriting, a professional certification such as Certified Mortgage Underwriter (CMU) and Certified Master Mortgage Underwriter (CMMU) from the National Association of Mortgage Underwriters (NAMU) can help increase your chances of getting a job.
  • DO customize your resume for each job. Avoid submitting a single “generic” resume for every job position. Sure, you might cut down on time spent writing your resume, but it also minimizes your chances of getting shortlisted for a job. To create a resume that keeps the recruiter’s attention every time, make sure you adjust your summary, skills and work history sections to address the specific demands of each job. If you use our Resume Builder, you’ll be able to easily customize and save different versions of your document.
  • DO proofread your resume for typos, errors and goofs. You can have all the right credentials, but if an employer catches simple, silly mistakes on your resume, it might be enough to sabotage your chance at a job. Review your resume before you send it in for typos and grammatical errors, and make sure your information is accurate and up-to-date. Our Resume Builder can give you a headstart with its built-in review tools.
  • DON’T include unnecessary information. Try not to stuff your resume with irrelevant information to make it look more substantial — that only drives recruiters’ attention away from important info. And, don’t go into heavy detail on jobs that aren’t connected to the job you’re applying for. Instead, focus on giving more detail to the jobs and duties that really count. For instance, instead of stating, “worked with multiple vendors,” write “worked with primary vendors, maintaining consistent 24-hour turnaround.”
  • DON’T get too fancy with your resume’s “look.” Too many colors, fonts and fancy graphics can give your resume an unprofessional look. Instead, use a simple, professional resume template that features subtle combinations of colors and fonts. A straightforward document with the right content is always the best combination.
  • DON’T list references in your resume. Unless specifically requested, there’s no need to include references in your resume — it only occupies space you could be using to provide more info on your skill set and career highlights. If your employer needs references, they’ll ask.

Mortgage Underwriter Resume FAQ

2. How do you optimize your resume with relevant keywords for ATS??

Employers frequently use applicant tracking systems (ATS) to scan incoming resumes for important keywords. To pass (ats) (as well as the critical eye of employers), lock in on phrases and words in the job description that detail work requirements (e.g., “provides written letters of commitment” or “corrects potential problems in loan processing files”). Then update your skills, work experiences and summary statement to reflect these phrases, making sure they accurately reflect your own abilities. For example, you could write “Detail-oriented underwriter well-versed in spotting and correcting potential problems in loan processing files” in your summary, or “writing and documenting mortgage letters of commitment” in your skills section.

3. What are some essential skills you can list in a mortgage underwriter resume?

Technical skills:Soft skills:
Risk analysisMathematical skills
Underwriting guidelinesAttention to detail
Fraud detection techniquesOrganization
Analyzing credit and budgetary restraintsStrong work ethic
Property analysisTime management
Fannie MAERelationship building
Freddie MacAnalytical skills
FHA/VA knowledgeBusiness etiquette
Loan portfoliosCommunication
Income documentation 
Credit reports 
Compliance 
Property appraisals 
Technical skills:
Risk analysis
Underwriting guidelines
Fraud detection techniques
Analyzing credit and budgetary restraints
Property analysis
Fannie MAE
Freddie Mac
FHA/VA knowledge
Loan portfolios
Income documentation
Credit reports
Compliance
Property appraisals
Soft skills
Mathematical skills
Attention to detail
Organization
Strong work ethic
Time management
Relationship building
Analytical skills
Business etiquette
Communication

4. How should you craft your resume if you want to take your career to the next level?

To move up from your current position, add experiences such as the following to your resume:

  • Work closely with upper-level management to gain more industry knowledge, and take on additional job responsibilities that show off your capacity for career growth
  • Demonstrate consistent success at hitting revenue targets and exceeding them, and effectively maintaining client portfolios
  • Gain more training and certifications in areas such as project management, real estate evaluation, and investment management and risk assessment

5. What should you NOT put in your resume?

Here are a few things to watch out for when putting together your resume:

  • Don’t get too friendly or boastful in your overall tone — just focus on displaying your best abilities in a straightforward, objective manner.
  • Don’t use pronouns like “I,” “me” or “my.” Follow the examples on this page.
  • Don’t over-stuff keywords in your resume. Look for ways to present work achievements and skills that fit what the open position requires, rather than just copying and pasting keywords.

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