Mortgage Underwriter Resume: Examples and Tips

Kellie Hanna, CPRW
By Kellie Hanna, CPRW, Career Advice Expert
Last Updated: March 03, 2023
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A mortgage underwriter is responsible for examining loan documentation for correctness and consistency. Duties for this job include collecting information, directly interacting with clients to evaluate financial positions, and providing appropriate solutions.

Below are helpful tips and resume samples to help you create the right underwriter resume for the right underwriting job:

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Mortgage underwriter example (text version)


Address: City, State, Zip Code
Phone: 000-000-0000


Analytical mortgage underwriter with expertise in loan management. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.


Lester Building Systems LLC
Company Name, City, State, MI 05/2018- Current
  • Leveraged customers’ history, industry and demographic information to calculate renewal rates.
  • Achieved production goals by developing strong underwriting teams.
  • Identified portfolio risks resulting from client’s underlying business practices, underwriting investigations or fraud exposure leading to a 15% in customer retention.
Loans Inc.- Underwriter
Company Name, City, State 03/2016- 01/2018
  • Conducted comprehensive analysis and evaluated risk to control underwriting loss.
  • Compiled coverage and rating information in an accessible format.
  • Presented and clearly explained policy options based on clients needs and goals.
First International- Assistant Loan Processor
Company Name, City, State + 07/2012- 02/2014
  • Coordinated materials for underwriting needs, including physical files, tracking spreadsheets and update reports.
  • Reviewed, classified, coded and rated applications to support senior underwriters during busy periods.
  • Performed data entry functions to track information such as payments, account updates and customer interactions.


  • Policy renewal
  • Negotiation and pricing
  • Ethical decision-making
  • Relationship building
  • Organizational skills
  • Strong mathematical aptitude
  • Excellent computer skills


Bachelor of Science: Finance, City, State

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Do’s and Don’ts for Your Resume

  • DO mention related achievements and certifications. To get an edge on candidates with similar experience and skills, mention any relevant certifications and/or training you have. For mortgage underwriting, a professional certification such as Certified Mortgage Underwriter (CMU) and Certified Master Mortgage Underwriter (CMMU) from the National Association of Mortgage Underwriters (NAMU) can help increase your chances of getting a job.
  • DO customize your resume for each job. Avoid submitting a single “generic” resume for every job position. Sure, you might cut down on time spent writing your resume, but it also minimizes your chances of getting shortlisted for a job. To create a resume that keeps the recruiter’s attention every time, make sure you adjust your summary, skills and work history sections to address the specific demands of each job. If you use our Resume Builder, you’ll be able to easily customize and save different versions of your document.
  • DO proofread your resume for typos, errors and goofs. You can have all the right credentials, but if an employer catches simple, silly mistakes on your resume, it might be enough to sabotage your chance at a job. Review your resume before you send it in for typos and grammatical errors, and make sure your information is accurate and up-to-date. Our Resume Builder can give you a headstart with its built-in review tools.
  • DON’T include unnecessary information. Try not to stuff your resume with irrelevant information to make it look more substantial — that only drives recruiters’ attention away from important info. And, don’t go into heavy detail on jobs that aren’t connected to the job you’re applying for. Instead, focus on giving more detail to the jobs and duties that really count. For instance, instead of stating, “worked with multiple vendors,” write “worked with primary vendors, maintaining consistent 24-hour turnaround.”
  • DON’T get too fancy with your resume’s “look.” Too many colors, fonts and fancy graphics can give your resume an unprofessional look. Instead, use a simple, professional resume template that features subtle combinations of colors and fonts. A straightforward document with the right content is always the best combination.
  • DON’T list references in your resume. Unless specifically requested, there’s no need to include references in your resume — it only occupies space you could be using to provide more info on your skill set and career highlights. If your employer needs references, they’ll ask.

Top 4 Characteristics of a Best-in-Class Mortgage Underwriter Resume

  1. Summary

    In a few crisp sentences, showcase your achievements in previous jobs along with your best soft and technical skills. Make sure the details you provide answer the prime question: What makes you the right person for this job? For example: “Proficient mortgage underwriter experienced in processing mortgage loans involving multiple investment properties. Has accurately completed 150+ non-conforming purchases.”

  2. Skills

    List skills that are specifically related to what the job position requires. If the position calls for credit analysis or relationship building, make sure to mention these skills if you have them. Also include important soft skills such as strong interpersonal abilities, quick decision-making, and the ability to collaborate with colleagues.

  3. Work Experience

    Describe your work accomplishments in quantifiable terms. For example:  “performed 15+ collateral reviews every week,” or “rewarded as the most productive mortgage underwriter with underwriting authority up to $1,235,000.” Using numbers and stats will help give recruiters proper context about your achievements.

  4. Education

    List your highest education qualifications, such as a bachelor’s degree in business, economics, accounting, finance or related field. Also note any additional training you’ve had in the field, such as a Certified Mortgage Underwriter qualification from the National Association of Mortgage Underwriters (NAMU).

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