Loan Officer Resume Guide + Tips + Example

Nilda Melissa Diaz, CPRW
By Nilda Melissa Diaz, CPRW, Career Advice Expert
Last Updated: December 28, 2023
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Does a career as a loan officer appeal to you? Then you need a great loan officer resume. We’re here to help. Check out our resume guide and our loan officer resume examples to learn how to write a resume that advances your career!

Loan Officer Resume Template Customize this resume

Start by editing this loan officer resume template, or explore our library of customizable resume templates to find the best one for you. 

Loan officer resume example (text version)

JAMES SAUNDERS

Detroit, MI 48071
555-555-5555
example@example.com

Skills

  • Practiced at FHA loan process
  • Deep knowledge of bankruptcy processes
  • Strong banking ethics
  • Financial analysis aptitude
  • Moody’s KMV CreditEdge
  • Experian Transact SM
  • Financial transactions expertise
  • Financial advising

Education

  • Michigan State University Lansing, MI
    Bachelor of Science Finance
  • Graduated summa cum laude

Professional Summary

Multitalented loan officer consistently rewarded for success in planning and operational improvements. Experience in policy development and staff management procedures, positively impacting overall morale and productivity. Demonstrating strong interpersonal skills and exceptional service throughout the sales process.

Work History

July 2016 – Current
Southern Michigan Bank & Trust – Pontiac, MI
Loan Officer

  • Develop and maintain relationships with local real estate agents, increasing referrals by 35%.
  • Successfully closed an average of two to three loans per month.
  • Develop prospects for new loans by conducting 20 cold calls weekly.

April 2014 – June 2016
Quicken Loans – Detroit, MI
Loan Officer

  • Originated, reviewed, processed, closed and administered up to 25 customer loan proposals per year.
  • Advised over 30 clients per day on mortgage, education and personal loans.
  • Assessed clients’ financial situations to develop strategic financial planning solutions.

June 2012 – March 2014
Compass Credit Union – Detroit, MI
Loan Officer Assistant

  • Communicated with customers daily to request information and ensure completion of paperwork.
  • Assembled important paperwork and disclosures for the borrower.
  • Monitored key dates to ensure information is obtained by deadlines.

5 essentials of a top loan officer resume

  1. Contact details

    Add your contact information to the top of your resume so hiring managers know how to reach you. As our loan officer resume sample shows, your contact information must include your full name, city, state and ZIP code, phone number and professional email address. If you have a LinkedIn profile and professional website, add them too. Make sure that your contact information is accurate and up to date so that hiring departments can get a hold of you. 

  2. Personal statement

    A personal statement, also known as a professional summary, is a concise, three-to-five-sentence statement that describes your qualifications, career achievements and goals. Your summary should include your job-relevant skills and a few accomplishments. It should also briefly describe your career history. If you are applying for your first job or changing careers, use a loan officer resume objective instead. A resume objective focuses more on skills and less on experience.

  3. Skills

    The skills section of your resume shows hiring managers that you have the skill set that they’re looking for. Add your job-relevant hard and soft skills for a loan officer resume that really packs a punch. Your skills section should organize these abilities using a bulleted list that’s easy to read.

  4. Work history

    A good resume is vital for experienced loan officers and newcomers alike. A persuasive resume for a loan officer must include a section that describes your work experience. Organization names, dates and locations should be provided for your previous roles. It is best to organize these in reverse-chronological order. Include measurable achievements from each role.

  5. Education

    A loan officer resume must include an education section, where you can list your degrees, colleges, universities and graduation dates. If you did not attend college, it is still a good idea to include your high school and any other schooling or vocational training you’ve received. 

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Do’s and don’ts for building a loan officer resume

  • Use measurable achievements to describe your loan officer abilities and experience.
  • Use action words to make an impact on your loan officer resume.
  • Tailor your resume to your target loan officer job.
  • Use keywords from the job description throughout your loan officer resume.
  • Format your loan officer resume so that it is easy to read by ATS software and human eyes.
  • Lie about your loan officer experience and skills.
  • Boast that you’re the “best loan officer ever.”
  • Include irrelevant personal information such as your ethnicity and age.
  • Add skills and experience not about being a loan officer.
  • Forget to proofread. A loan officer’s resume with errors is unprofessional.

Top 4 tips for acing a loan officer interview

  1. Research.

    It’s vital to take the time to learn about the company’s history, goals, values and people before the interview. Doing so conveys interest, passion and commitment — traits that can set you above the competition.

  2. Practice.

    Practice does make perfect. To prepare for your interview, start by reviewing the most common interview questions, such as: 

    Write down two or three possible answers for each question, then practice answering them with a friend. 

  3. Ask questions.

    Always have at least three questions for each person you speak with during the interview process. Doing so shows that you’re interested and have been paying close attention.

    Some questions you might ask for a loan officer job are: 

    • What is the clientele like?
    • What are the biggest challenges of this role?
    • What are the expectations for this role?
  4. Prepare references.

    Have professional references ready before you interview — you never know if the hiring manager might want to contact them immediately. Ask a former manager and two former colleagues who can speak about your performance and who you know will give you an excellent review. 

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