Credit Risk Analyst CV Examples & Templates

Toni Frana
By Toni Frana, Career Advice Expert
Last Updated: July 17, 2024
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Credit risk analysts help determine the level of risk involved when organizations or individuals lend money or extend credit. 

Crafting a compelling CV is crucial for advancing your career as a credit risk analyst and securing the interview for your desired role.

We can help you make one that stands out. Explore our guide on how to write a credit risk analyst CV and browse expertly crafted credit risk analyst CV examples to craft a job application that wins interviews. 

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Use this credit risk analyst CV sample to get started, or check out our library of CV templates to find one that matches your style.

Sample CV for a credit risk analyst (text version)

Todd Anderson

Hartford, CN 06101
555 555 5555
(555) 555-5555

Summary Statement

Professional credit risk analyst with over 10 years of experience at lending institutions and banks. Proficient knowledge in assessing the creditworthiness of personal and commercial clients. Strong analytical skills, but also able to build strong relationships with clients. Always learning and taking advantage of educational opportunities to keep current in legal and compliance issues.

Core Qualifications

  • Credit analysis
  • Financial statement evaluation
  • Risk assessment
  • Credit scoring models
  • Data analysis
  • Regulatory compliance
  • Portfolio monitoring
  • Financial reporting
  • Problem-solving
  • Communication


  • University of Connecticut Storrs, CT
    Master of Science Financial Risk Management
  • University of Connecticut Storrs, CT
    BBA Finance

Work Experience

November 2019 – Current
Liberty Mutual – Hartford, CT
Senior Credit Risk Analyst

  • Supervise a team of 10 credit risk analysts and coordinate between them and management.
  • Analyze financial data, such as market share and income growth, to determine expected loan profitability.
  • Negotiate credit disputes with loan office personnel.
  • Developed a marketing strategy to reach more retail banking clients, resulting in a new loan origination of $150 million per year.

September 2013 – October 2019
Lincoln Financial Group – Hartford, CT
Credit Risk Analyst

  • Consulted with clients to verify credit and financial transactions.
  • Recommended payment plans based on payment history, earnings, purchase activity and savings data.
  • Maintained service level agreements by managing an average of 10 loans per day.
  • Received employee of the year award due to my outstanding competence and attention to detail.

June 2012 – August 2013
U.S. Bank – Hartford, CT
Associate Credit Analyst

  • Oversaw preparation and review of quarterly and fiscal-year reports.
  • Analyzed ratings migration to identify risk at the sector level.
  • Performed regular reviews of 12 client accounts.
  • Tested and executed analytical software upgrades to help improve performance levels.

Professional Affiliations and Memberships

  • National Association of Credit Management (NACM) – (2023)
  • Risk Management Association (RMA) – (2022)
  • Institute of Auditors (IIA) – (2021)
  • Global Associations of Risk Professionals – (2019)
  • America Bankers Association – (2017)

Certifications and Licenses

  • Chartered Financial Analyst (CFA) – (2023)
  • Certified Credit Analyst (CCA) – (2021)
  • Credit (Risk) Certification (CRC) – (2019)
  • Certification in Risk Management Assurance (CRMA) – (2017)

Profession Relevant Skills

  • Skilled in various analytical and financial analysis software, such as SAS, Fair Isaac Capstone Decision Manager and Experian Credinomics.
  • Excellent ability to work with teams across a variety of departments.
  • Strong leadership and management skills.
  • Excellent negotiation skills.
  • Ability to solve problems both qualitatively and quantitatively.
  • Effective at organization and multitasking duties.
  • Able to make quick and effective judgment calls by using analytical tools and critical thinking skills.
  • Outstanding written and oral communication skills and exceptional customer service abilities.

Hobbies and Interests

During my downtime, I enjoy running, and I travel a few times a year to run marathons in different areas of the world. I am passionate about helping those who are less fortunate and am involved with several charity groups in my community. I also conduct free seminars throughout the year to help the less fortunate build their credit.

Important CV sections

  1. Contact details

    Add your contact information to the top of your CV so that hiring managers can contact you for an interview. Include your full name, city, state, ZIP code, phone number and email address. You can also include a link to your professional website or career networking profile if you have one. See our guide on how to make a CV for additional guidance and examples.

  2. Professional summary

    Start your credit risk analyst CV with a professional summary that matches the job description. Here is an example of a professional summary for a credit risk analyst CV:

    Dedicated, focused and detail-oriented credit risk analyst with eight years of experience at large banks and lending institutions. Skilled at providing comprehensive analysis, research and risk mitigation strategies to achieve optimal outcomes. Demonstrated expertise in critical thinking, problem-solving and effective communication. Committed to delivering exceptional customer service while maintaining the highest standards of professionalism and ethics.

    Read what the employer listed as key requirements and highlight your top skills and experience in the professional summary.

  3. Skills

    Standout credit risk analysis CVs include a balance of hard skills and soft skills that are relevant to the job. Here are a few examples of skills to include on a credit risk analyst CV: 

    • Financial analysis
    • Underwriting
    • Risk assessment
    • Accounting
    • Critical thinking
    • Problem-solving  

    Create a dedicated skills section on your CV and list six to eight job-relevant skills using bullet points.

  4. Work history

    Your work history section should feature key accomplishments from past roles. For example, mention the average amount of the loans you analyzed in underwriting, how many people you managed or the different departments you collaborated with. 

    Here are a few examples of measurable achievements you can include in the work history section of your CV: 

    • Managed 10 credit analysts, successfully exceeding quarterly goals and resulting in a 10% increase in profits.
    • Designed and implemented a new training program, resulting in a 30% increase in customer satisfaction rates due to reduced time waiting on approval information.
    • Reduced loan delinquencies by implementing enhanced risk mitigation features in the analysis process.  

    Explore our guide on crafting an effective work experience section for additional tips and examples from career advice experts. 

  5. Education

    A CV for a credit risk analyst must include a dedicated education section displaying your credentials. Include the name of each school you attended and the degree conferred. Most employers look for candidates with at least a bachelor’s degree. 

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Best practices

  • Use measurable achievements to describe your credit risk analyst skills and experience. For example, “Implemented a new training system for credit analysts, reducing underwriting errors by 20%.
  • Use action words to add impact to your credit risk analyst CV.
  • Tailor your CV to your target credit risk analyst job.
  • Use keywords from the job description throughout your credit risk analyst CV.
  • Format your credit risk analyst CV so that it is easy to read by ATS software and human eyes.
  • Lie about your credit risk analyst experience and skills. Instead, provide specific examples of your experience with underwriting, financial analysis and risk mitigation.
  • Boast about your “unparalleled” expertise in the area of credit risk management.
  • Include irrelevant personal information, such as your ethnicity and age.
  • Add skills and experience that aren’t relevant to the field of credit risk analysis.
  • Forget to proofread. A credit risk analyst CV with errors is unprofessional.

Interview tips

  1. Learn about the company before your interview.

    Demonstrating knowledge of the company during the job interview process can impress potential employers and show your genuine interest in joining their team.

    Familiarize yourself with the services and products offered and learn about the demographics and needs of the clientele served.

  2. Rehearse your answers.

    Make a list of common interview questions and practice at home. Here are some common questions to consider:

    It’s also worth giving some thought to behavioral interview questions, like:

    • Give me an example of an important goal which you had set in the past and tell me about your success in reaching it.
    • Tell me about a time when you had to make a decision, but didn’t have all the information needed.
    • Can you provide an example of a time when you were working with a client and you weren’t able to extend the amount of credit they wanted, and how you handled it?

    Ask a friend or family member to interview you so you can get comfortable with the questions and imprint the answers in your mind. Ask them for feedback on your performance and answers, and write down any suggestions that resonate with you. You’ll feel confident and ready when it’s time for the real thing. 

  3. Ask questions at the end of the interview.

    An interview isn’t just a space for the hiring manager to get to know you, it’s also a chance for you to get to know the organization better.

    That’s why it’s important to ask them questions at the end of the interview; so that if they do decide to hire you, you’ll be able to make an informed decision. Here are a couple of questions you can ask:

    • How does the credit risk team interact with other departments within the company?
    • What is the firm’s approach to managing credit risk, and what are the key challenges you face in this area?
    • How does the company stay up to date with changes in regulations and industry best practices related to credit risk management?
  4. Have references ready.

    It’s very rare for a credit risk analyst CV to include professional references or the phrase “References available upon request.” Instead, expect recruiters or hiring managers to ask you for a separate document with your references, so have it saved and ready to send.

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