Top Insurance Cover Letter Examples

Nilda Melissa Diaz, CPRW
By Nilda Melissa Diaz, CPRW, Career Advice Expert Last Updated: November 29, 2023
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The insurance industry has different fields. From brokering to agents and adjusters, you’re ready to start or advance your insurance career. Complete your job application by writing a cover letter to highlight your analysis assessment, especially the interpersonal skills used to connect with your clients. 

We can help you create an effective insurance cover letter and a resume or CV. You can also find inspiration in our cover letter examples, resume examples and CV examples to get started.

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Use our cover letter examples as inspiration to write a perfect cover letter with our Cover Letter Builder. We guide you through each section of your cover letter and provide expert phrases you can include in just a few clicks.

Insurance cover letter FAQ

What are some common skills required for insurance jobs?

Insurance candidates need a mix of soft and hard skills to catch the hiring manager’s attention. For example:

  • Customer service
  • Excellent written and verbal communication
  • Negotiation
  • Attention to detail
  • Risk analysis
  • Project management
  • Cultural competence
  • Digital literacy
  • Relationship building
  • Sales
What qualifications and certifications do employers look for in this industry?

The minimum requirement to start a career in insurance is a bachelor’s degree. However, some employers may only require a high school diploma or equivalent. Remember to always carefully read the job description. 

Certifications can also help you advance in your career and provide a specialized approach. A few to consider are:

  • Property Technical Certificate
  • Certified WorkComp Advisor
  • Certified Environmental Strategist (CES)
What’s the ideal format for an insurance cover letter?

An insurance cover letter format is the same as a professional business letter format, which includes a header, salutation and closing. The body paragraphs should include:

  • A compelling introduction 
  • What you bring to the table 
  • A thank you and a call to action 

Use action verbs and keywords from the job description to write the body of the letter. Make the writing process easier by using a professionally designed cover letter template and our Cover Letter Builder.

What is the salary potential for an insurance professional?

According to the Bureau of Labor Statistics, the median annual wage for insurance sales agents is $49,840. These are salaries in related occupations: 

  • Insurance underwriters: $76,390 per year
  • Claims adjusters, appraisers, examiners and investigators: $64,710 per year
  • Cost estimators: $65,170 per year
What does the career progression for insurance look like?

The Bureau of Labor Statistics projects 6% growth in the insurance field during this decade. This translates to 52,700 job openings each year from 2021 to 2031 and 32,900 new jobs during the decade.

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